FORECLOSURE LITIGATION

Berlin Patten Ebling’s foreclosure practice is committed to helping individuals or businesses that are parties to foreclosure proceedings and our attorneys are compassionate to the difficulties faced therein. The firm’s attorneys are experienced in lender workout agreements, loan modifications, pre-foreclosure and post-foreclosure counseling and strategies. If you are facing foreclosure, our attorneys and staff can aid you in preparing your legal defenses, arrange for a homestead foreclosure conciliation conference, and assist in settlement negotiations with your lender. Our foreclosure litigation services include:

• Analysis of available defenses, including defenses pursuant to Federal Truth in Lending Act (TILA), the Real Estate Settlement Procedures Act (RESPA), Florida’s Deceptive and Unfair Trade Practices Act (DUTPA), Florida’s Fair Lending Act (FLA), and Florida’s Statute of Frauds
• Scheduling and participation with client in lender/borrower loss mitigation conferences, including the 12th Judicial Circuit’s homestead foreclosure mediation
• Assistance with applying for benefits under the new federal Home Affordable Refinance Program (HARP) and the Home Affordable Modification Program (HAMP)
• Complete borrower representation in defending against a foreclosure lawsuit, including all available procedural and substantive defenses

Whether you face foreclosure, your mortgage rate is adjusting, or you just cannot afford the payments any longer, we can help. Time is a critical factor, so do not hesitate to contact Berlin Patten Ebling for a free consultation.

Contact us to schedule a consultation in which we can answer your questions and recommend the best steps to take. We serve clients throughout Southwest Florida from offices in Sarasota, Venice and Lakewood Ranch.